Understanding Roof Impact Ratings
Impact-resistant shingles are tested using the UL 2218 standard, which simulates hail strikes using steel balls dropped from specific heights.
The Testing Process
Shingles are struck twice in the same location with a steel ball:
- Class 1: 1.25" ball from 12 feet
- Class 2: 1.5" ball from 15 feet
- Class 3: 1.75" ball from 17 feet
- Class 4: 2.0" ball from 20 feet
To pass, the shingle must show no cracks after both impacts.
What Each Class Means
Class 4 (Highest)
- Withstands 2-inch hailstones
- Best protection for hail-prone areas
- May qualify for 15-35% insurance discount
- Examples: Owens Corning Duration FLEX, CertainTeed NorthGate, Malarkey Legacy
Class 3
- Good hail resistance
- Standard for quality architectural shingles
- Examples: GAF Timberline HDZ, CertainTeed Landmark
Class 1-2
- Basic protection
- Not recommended for hail-prone areas
Do You Need Class 4?
Class 4 is strongly recommended if you live in:
- Texas (especially DFW, Austin, San Antonio)
- Colorado (Front Range)
- Kansas, Oklahoma, Nebraska
- Parts of Missouri, Iowa, Minnesota
Insurance Benefits
Many insurance companies offer premium discounts for Class 4 roofs:
- Texas: 15-35% discount
- Colorado: 10-25% discount
- Midwest: 10-20% discount
Important: Get written confirmation from your insurer before upgrading.